feat(auth): M19 harness auth tooling — auth.sh checkpoint + per-launch account injection (#47)

Investigation (pi 0.84.4 docs + host auth.json metadata, values never
read): provider stacking is native (one auth.json keyed by provider;
resolution --api-key > auth.json > env > models.json; OAuth auto-refresh).
Multi-account per provider is NOT native -> named-file design:
auth.<account>.json + per-launch injection.

- scripts/auth.sh: status (provider names, credential types, perms,
  env-side names informational — never credential material) and accounts
  (named files, active marker). Exit codes per convention: 3 missing for
  a read, 2 unparseable, 4 file/environment (symlinks refuse).
- scripts/agent.sh --auth <account>: resolves auth.<account>.json and
  exports PI_AUTH_FILE (the existing compose read-only mount source — no
  new plumbing); missing/invalid account refuses pre-container.
- scripts/test-auth.sh: 13 no-Docker cases; core assertion is the safety
  property itself — fixture key/token/env VALUES never reach output.
- Docs: TOOLS.md Auth section, AGENTS.md command surface + suites.

Headless task runs keep the default credential (worker auth selection is
a separate policy decision). Real-host smoke: anthropic/openai-codex
oauth + zai api_key reported, perms 600, no named accounts yet.

Suites 24/90/14/17/13 + verify green. Agreed sequence M16-M19 complete;
M20 owner-gated.

docs/plans/CURRENT.md

@@ -7,7 +7,7 @@ update this file to the next action). No ambiguity, no re-planning.
 
 ## Next action
 
-M19 — harness auth tooling (pi checkpoint: auth status, provider stacking, multi-account investigation) — say "next" to execute.
+(none queued — M19 completes the agreed ROADMAP sequence M16–M19. M20 — packages/* restructure + unified CLI — is owner-gated per ROADMAP; say "plan M20" to draft its issue, or point at anything else.)
 
 ## Queue (ordered per docs/plans/ROADMAP.md)
 
@@ -52,3 +52,4 @@ git history + Gitea issues.
 - 2026-09-03 — skill revisions adjudicated (#44): ms-communications integrated as-authored; ms-conductor redraft + conductor remediation (refusal vs outage); TOOLS.md release.sh ensure row
 - 2026-09-03 — M18 seat-role progressive capability restriction (#45; roles resolve to contracts, ceiling ∩ seat grant, fail-closed refusals, roles/researcher.json); task suite 74 → 88
 - 2026-09-03 — M18 follow-up: fail-closed seat resolution under MOSAIC_AGENTS_DIR override (#46, owner decision after live verification); task suite 88 → 90; next action M19
+- 2026-09-03 — M19 harness auth tooling (#47; auth.sh status/accounts, agent.sh --auth per-launch injection via PI_AUTH_FILE, test-auth suite 13 cases with secret-never-printed assertions); agreed sequence M16–M19 complete, M20 owner-gated